405 SAINT KITTS Loop, Saint Augustine, FL, 32092 | $699,999
NO CDD FEES! Backs up to a preserve with stunning views. Featuring an in-law suite with its own entrance, garage, kitchenette, living room, laundry, bedroom, and full bathroom! Located at 405 Saint Kitts Loop in the prestigious gated community of Windward Ranch, this home offers quick access to I-95 and is just minutes away from shopping, restaurants, medical facilities, entertainment, and more. The exterior showcases striking curb appeal with a paver driveway and courtyard, mature landscaping, a three-car garage, and stone accents around the front. Step inside to an open floor plan featuring tile floors, 10' ceilings with crown molding, and a kitchen that's perfect for entertaining. Featuring granite countertops, double ovens, island, drop-in gas cooktop, and an adjacent dining area. The owners' suite is a luxurious retreat with a massive walk-in closet, a jetted tub, a separate tile shower, and a double vanity sink. Enjoy the outdoors with a paver screen lanai overlooking the preserve, an extended paver patio including a firepit, and a fully fenced yard. This home is guaranteed to provide everything you need and more. Don't miss the opportunity to make this your new home!If buyer chooses First Coast Mortgage Funding for their financing, buyer will receive a credit of $2, 500 towards closing costs. First Coast Mortgage Funding NMLS #1953441 / Christopher Austin NMLS #648815. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Equal Housing Opportunity.
Features
- Amenities: Basketball Court, Clubhouse, Fitness Center, Playground
- Bedrooms: 4
- Baths: 4 full
- Laundry: Electric Dryer Hookup, Washer Hookup
- Style: Ranch
- Year Built: 2016
- Garage: 3-car
- Heating: Central, Heat Pump, Zoned
- Cooling: Central Air, Zoned
- Approx Sq. Feet: 3,165
- Acreage: 0.23
- Est. Taxes: $5,644
- HOA Fee: $428 Quarterly
- Lot Desc: Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
- View: Protected Preserve
- Elem. School: Mill Creek Academy
- Middle School: Mill Creek Academy
- High School: St. Augustine
- Appliances: Double Oven, Gas Cooktop, Microwave, Refrigerator
- MLS#: 2040649
- Days on Market: 95 days
- Website: https://www.raveis.com
/prop/2040649/405saintkittsloop_saintaugustine_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER VANGUARD REALTY
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
405 SAINT KITTS Loop, Saint Augustine, FL, 32092
$699,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,999 | $559,999 | $559,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $470 | $470 | $470 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,726 | $3,722 | $4,723 |
| Total Monthly Payment | $4,288 | $4,284 | $5,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388