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25 Ferncrest Drive, East Providence, RI, 02915 | $399,000
HIGHEST AND BEST OFFERS DUE MONDAY AT 1PM. Welcome to 25 Ferncrest Drive, located in much desired Waddington neighborhood of Riverside! This beautiful home features 3 beds, 1. 5 baths, and offers a generous 1, 318 sf of living space, all situated on a spacious 7, 841 sf lot. As you step inside, you'll be impressed by the recent updates, including a gorgeous new kitchen with granite counters, perfect for all your culinary endeavors. The open floor plan seamlessly connects the living and dining areas, creating a warm and inviting atmosphere for entertaining or relaxing. Outdoor enthusiasts will love the private outdoor space, ideal for relaxing or entertaining. Some additional amenities include hardwood floors, central air, a new roof, a well for outdoor watering and lawn sprinklers, an oversized 1 car garage and plenty of parking. Basement also offers the opportunity for an additional 1, 148 sf of living space. The location is truly unbeatable, with close proximity to the East Bay Bike Path, Crescent Park Carousel, Haines Park, marinas, restaurants, shops, and more! Commuters will appreciate the easy highway access, with just a 10-minute drive to Providence or nearby Seekonk, MA. Plus, the brand-new state-of-the-art high school is a noteworthy addition to the community. Taxes do not reflect the 14% Homestead Tax Credit, making this home even more attractive. Don't miss the opportunity to make this delightful property your own.
Features
- Amenities: Golf,Highway Access,Marina,Near Schools,Other,Public Transportation,Recreation Area,Restaurant,Shopping,See Remarks,Tennis Court(s)
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1963
- Garage: 1-car Attached,Garage,Garage Door Opener
- Heating: Forced Air,Gas
- Cooling: Central Air
- Basement: Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,318
- Acreage: 0.18
- Est. Taxes: $5,099
- Lot Desc: Corner Lot,Sprinkler System
- Appliances: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1369993
- Website: https://www.raveis.com
/prop/1369993/25ferncrestdrive_eastprovidence_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
25 Ferncrest Drive, East Providence, RI, 02915
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $425 | $425 | $425 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,692 |
| Total Monthly Payment | $2,678 | $2,622 | $3,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB