Life is short, BUY THE BEACH HOUSE! Welcome Home to your stunning 5th floor luxury condo unit at Dolphin Key, located directly on the Intracoastal Waterway in beautiful Indian Shores. Recently built in 2017 in compliance with the latest Florida hurricane building codes, this unit had ZERO DAMAGE OR FLOODING FROM THE RECENT STORMS. Each of the 30 unit owners in this exclusive building enjoys the added safety of post-tension reinforced concrete construction, concrete pile raised foundation, reinforced concrete/metal standing seam roof, HURRICANE RATED IMPACT WINDOWS AND DOORS throughout each unit, interior fire alarm/sprinkler system monitored 24 hours per day, and a communications system with CAT-5 wiring. The entire building was painted in October 2023 and looks brand new, and the HOA board is very friendly and proactive in regards to keeping the building and grounds in pristine condition. Relax and enjoy panoramic Intracoastal Waterway views from your oversized 10' x 30' balcony or take a short walk across Gulf Blvd to enjoy the sugar sand Indian Shores beaches and turquoise waters of the Gulf of Mexico. You will fall in love with this open concept condo the moment you walk through the front door. 1, 560 sq ft, 3 large bedrooms, 2 full bathrooms, uniquely customized interior floor plan with a true dining area, 1 under building assigned parking space, 1 parking lot assigned parking space, plenty of guest parking, and deeded use of Cabana 11 to store all of your beach gear. The kitchen features 42" custom cabinetry with lighted glass displays above each cabinet, a custom pantry, granite countertops, and stainless steel appliances (2024 refrigerator and disposal, and a 2022 microwave). The large master bedroom with Intracoastal Waterway views and sliding door access to the large balcony also includes a large walk-in closet and ensuite bathroom with a walk-in shower. Bedrooms 2 and 3 are spacious and comfortable as well, and both have direct Gulf of Mexico views and new plantation shutters. Building extras include keypad coded access to the lobby and amenities areas, large fishing dock open to all residents, heated swimming pool and spa, fire pit with outdoor seating, gazebo, and a gated, dog friendly outdoor area on the south side of the building. Dolphin Key is pet friendly with 2 pets allowed, dogs or cats, 1 pet up to 50 lbs. or 2 pets not to exceed 50 lbs. in combined weight. Don't miss this great opportunity to be an owner in this exclusive condo community. Furniture is optional. This one won't last long. Make your private showing appointment today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $952,000 | $952,000 | $952,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.876% | 6.725% |
Monthly Tax Payment | $656 | $656 | $656 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,096 | $6,175 | $8,293 |
Total Monthly Payment | $6,877 | $6,956 | $9,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.