Expansive Corner lot Ranch in West Peabody! This THREE bedroom/two bathroom beauty has an open floor open AND finished basement space. Upon entry you will be welcomed with an oversized mudroom/closet. You will love the beautiful family room & dining room with gorgeous cathedral ceilings, skylights, and connection for pellet stove. A deck off the dining room leads directly to a patio & makes for a cozy outdoor hangout. The eat-in kitchen flows nicely into the family room & adjacent living room with wood burning fireplace. Three bedrooms and two baths complete the main level, including a primary bedroom & bathroom. As a bonus, finished basement space with lots of potential completes the interior of this home! Garage, central air, off-street parking, and extra space shed space with garage door! Lovely landscaping & plenty of yard space for your summer BBQ's! Convenient highway, school, & Bike Path access & minutes to the shops, eateries! Enjoy living on one floor with modern conveniences!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 12.5 x 11.5 | First |
Bedroom 3 | Closet, Flooring - Hardwood | 9.1 x 10.8 | First |
Dining Room | Skylight, Flooring - Hardwood, Deck - Exterior | 11.7 x 19.5 | First |
Kitchen | Flooring - Stone/Ceramic Tile | 11.4 x 19.9 | First |
Living Room | Flooring - Hardwood | 13.6 x 18.0 | First |
Master Bedroom | Bathroom - 3/4, Closet, Flooring - Hardwood | 11.5 x 13.9 | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,920 | $615,920 | $615,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,893 | $3,742 | $4,992 |
Total Monthly Payment | $4,541 | $4,390 | $5,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.