This Colonial style home, set up on a knoll, located in a residential neighborhood of nice homes, with manicured lawns and friendly neighbors will be the place to call home sweet home. The bright open kitchen with an impressive 11' island with enough space to sit 8 family or friends and adjacent dining area which all opens to both the family and living rooms will be the gathering spot for your family. Renovated less then 10 years ago the kitchen features quality cabinets with dovetail soft close drawers, crown molding, built-in wine rack, beverage refrigerator, pantry cupboard and built-in desk. An open family room, with built-in TV cabinet, provides direct access to sun room. New laminate floors run into the large comfortable living room with east facing windows. A centrally located heat pump provides extra warm to the main floor as the weather cools. The full partially finished heated basement, with walk up access to garage, provides great storage options and separate laundry area. The enviable three car garage is a must have for Vermont. Bonus: there's room to create a mudroom area in the garage. On the exterior you will find a detached 16x28 garage/shop with overhead doors, sunny level back yard, tree lined border and space between neighbors. Only minutes to Route 7 and the village of Pittsford where you have walking trails, local country store, library, town recreation area all making Pittsford the ideal place to call home. Come make your memories here!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,473 | $2,470 | $3,194 |
Total Monthly Payment | $2,966 | $2,963 | $3,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.