Welcome to 621 Islington Street, Unit A, Portsmouth, NH, a fully renovated top-floor, end-unit condo in the heart of the vibrant West End. This 2-bedroom, 1-bath home seamlessly blends modern flair with the charm of exposed post and beam rafters, soaring ceilings, and a flexible loft space. The open-concept layout features a spacious living area, perfect for both relaxing and entertaining, while the kitchen boasts sleek stainless steel Hisense appliances, soft-close cabinetry, and stylish Glacier Bay and Kohler fixtures. The unit is filled with natural light, complemented by fresh grey walls and solid white trim, creating a bright and inviting ambiance. Enjoy year-round comfort with Mitsubishi mini splits for heating and cooling, and the peace of mind that comes with a brand-new interior. In-unit laundry, 2 off-street parking spaces, and low condo fees that include water, sewer, landscaping, and snow removal add to the convenience of living here. This excellent commuter location is steps away from cafés, bars, shops, and more, with Downtown Portsmouth and Kittery Foreside just minutes away. Situated in the Little Harbor School District, this condo is perfect for anyone looking to experience the best of Portsmouth living. All the work has been done. Move in and begin enjoying your new lifestyle.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,459 |
Total Monthly Payment | $3,776 | $3,772 | $4,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.