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12091 SE 91st TERRACE, Summerfield, FL, 34491 | $374,750
Discover elegance at 12091 SE 91st Terrace, nestled in the serene Wellington community at Del Webb Spruce Creek, where refined retirement living meets graceful comfort. This stunning concrete block and stucco residence is designed for those who appreciate tasteful living, featuring three spacious bedrooms, a versatile den/office, and two pristine baths. Expanded 2 car garage with steel garage door and remote privacy screen, utility sink complemented by epoxy floor. Outdoor features add to the home’s allure, including a beautiful designer driveway, curbing and hacienda walls with mature landscaping.
As you enter through the striking double doors adorned with stained glass and key-less entry, you'll find a meticulously crafted interior that radiates warmth and style. The expansive living areas and primary bedroom showcase soaring volume ceilings, while the durable laminate and ceramic tile flooring create a seamless flow throughout the home—no carpet in sight!
Culinary enthusiasts will love the center island kitchen, complete with gleaming Quartz countertops, stainless steel appliances, a cozy breakfast nook, and a convenient breakfast bar—perfect for entertaining or casual dining. Retreat to the primary suite, featuring a generous walk-in closet with organizers, dual vanities, and a spa-like bath with a separate tub and shower for ultimate relaxation.
Attention to detail shines through with elegant crown molding, wainscoting, and chair railing, adding a touch of sophistication. A spacious laundry room offers ample storage, while the expansive screened lanai, complete with ceiling fans, invites you to savor Florida's balmy evenings.
Beyond the beautiful confines of this home, Del Webb Spruce Creek provides an active lifestyle where residents enjoy access to a wealth of amenities, including a wellness center with an indoor pool, a community center with an outdoor pool, pickle ball and bocce courts, and 4 - 9 hole golf courses with a restaurant.
12091 SE 91st Terrace is more than just a home; it’s your gateway to the retirement lifestyle you’ve always dreamed of. Don’t miss the chance to experience refined living in this exquisite community! 4 Ton AC installed June 2014; Tank-less Hot Water Heater installed March 2020; Shingles December 2021
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 96 x 108
- Laundry: Inside, Laundry Room, Washer Hookup
- Style: Traditional
- Year Built: 2003
- Garage: 2-car
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,122
- Acreage: 0.23
- Lot Size: 96 x 108
- Est. Taxes: $2,657
- HOA Fee: $184 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
- MLS#: G5087572
- Days on Market: 31 days
- Website: https://www.raveis.com
/prop/G5087572/12091se91stterrace_summerfield_fl?source=qrflyer
Listing courtesy of RE/MAX PREMIER REALTY LADY LK Phone: 352-753-2029
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12091 SE 91st TERRACE, Summerfield, FL, 34491
$374,750
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $299,800 | $299,800 | $299,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $221 | $221 | $221 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,995 | $1,993 | $2,571 |
| Total Monthly Payment | $2,291 | $2,289 | $2,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388