Discover your dream beach cottage in the heart of Ormond Beach, tucked away on a tranquil street! This quaint cinder block home, complete with hurricane shutters, offers a cozy retreat with an inviting layout. Featuring 2 bedrooms and 1 bath, plus an extra beach sand shower in the enclosed garage, it’s perfect for all your seaside adventures.
Step inside to find a warm living room with built-in bookshelves and an entry closet, flowing seamlessly into a charming dining area. The spacious Florida room is bathed in natural light, ideal for relaxation or entertaining guests.
Enjoy your private outdoor sanctuary in the large fenced backyard, equipped with a sprinkler system to keep your garden flourishing. The home boasts time-honored vintage bathroom fixtures, beautifully refinished tiger wood floors, and new tile throughout. Recent upgrades include a new water heater, updated electrical system, fully re-piped plumbing, and a roof that’s just four years old.
Location is unbeatable! Just a three-minute drive to the world’s most famous beach and close to the Halifax River. With Disney World an hour and a half away and NASCAR's International Speedway just 8 miles down the road, adventure is at your fingertips. Enjoy nearby walking and biking paths, farmers markets, and fine dining options. Perfect for retirees, singles, or first-time homebuyers—this charming cottage is your ticket to beachside living! Don’t miss out!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,516 | $1,458 | $1,944 |
Total Monthly Payment | $1,818 | $1,760 | $2,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.