One or more photo(s) has been virtually staged. Welcome to your PEACEFUL RETREAT in Sun City Center, the ideal spot for a WINTER GETAWAY or a year-round home. Step inside and check out the BRAND NEW LUXURY VINYL PLANT FLOORS! ~ This charming 55+ home is part of a close-knit community of just nine homes, offering both comfort and a welcoming atmosphere ~ The bright and airy LIVING ROOM is perfect for entertaining or unwinding after a long day. Adjacent to it, the cozy DINING AREA sets the scene for intimate meals and gatherings. The versatile FAMILY ROOM provides a flexible space—ideal for relaxing, watching TV, or even transforming into a spacious dining room for hosting guests ~ The sun-soaked FLORIDA ROOM is perfect for enjoying your morning coffee or transforming it into your personal hobby space ~ With two generously-sized bedrooms, including a primary suite with an en-suite bath, you’ll have all the comfort and privacy you need ~ This home is designed for easy, leisurely living, with plenty of storage and newer kitchen cabinets featuring soft-close doors. This community includes GROUND MAINTENANCE and offers a variety of clubs and amenities, from golf to fitness, ensuring there's always something to do ~ Major updates include NEW PLUMBING in May 2024, BRAND NEW LUXURY VINYL PLANK FLOORS in June 2024, a NEW AC SYSTEM in 2022, and a recently replaced refrigerator and windows (excluding the small bathroom window). These upgrades make this home not only beautiful but move-in ready! ~ WHETHER YOU’RE SEEKING A SERENE ESCAPE FROM THE COLD or a full-time home in the heart of Florida’s 55+ lifestyle, this lovingly maintained property is the perfect place to start your next chapter ~ Schedule your tour today and experience the blend of comfort, convenience, and community that awaits you in Sun City Center!
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,223 | $1,552 |
Total Monthly Payment | $1,354 | $1,353 | $1,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.