Step into this charming and cozy 3BR, 1 Bath expanded Cape Cod home located in prestigious Merrick Woods, where possibilities abound. The main level features a living room, a den with elegant French doors that let in plenty of sunlight, an adjoining formal dining room, and an eat-in kitchen that's perfect for hosting events. The first level also includes two bedrooms and a full bathroom. Upstairs, there's ample storage and alternative living spaces such as a third bedroom and bonus room. The full basement is unfinished. Outside, you'll find a huge fenced-in property perfect for outdoor gatherings. There's plenty of room for a pool, garden, gazebo, fire pit, or a lush lawn. Recent upgrades include the roof, HVAC, HW heater, dehumidifier, vinyl windows, 150A electric, and PVC piping. Plus, the home offers easy expansion opportunities. There's also a two-car detached garage. With its proximity to the LIRR (less than an hour to Penn or GCM) and major highways, commuting is a breeze. You'll also have easy access to the Merrick Mall, restaurants, shopping, and all the amenities that Merrick has to offer. Welcome to your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$759,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,992 | $607,992 | $607,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,352 | $1,352 | $1,352 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,045 | $4,041 | $5,213 |
Total Monthly Payment | $5,489 | $5,485 | $6,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.