Here’s your opportunity to own a beautifully maintained 3 bedroom/1 bathroom Cape-style home with 1 car garage. Perfect for first time home buyers or those wanting to downsize. Home needs some cosmetic updating, but well worth the option to add your personal touch. Nestled on a spacious level wooded lot, the backyard is perfect for entertaining and family gatherings. You will also find a large storage shed for all your yard equipment and gardening supplies. Step inside the enclosed porch, a perfect sitting area and/or mudroom. The first floor offers an eat-in kitchen, spacious living room, convenient bedroom, full bath and a bonus room to use as a den and/or office. The second floor offers two bedrooms. Lower level is partially finished with laundry in utility room and loads of storage. Newer furnace installed approximately 5 years ago. Enjoy the quiet neighborhood on this dead-end street but also minutes from many local amenities. One family has treasured this home for 50+ years, now it’s your turn!! Showings begin at the open house Friday 10/11 from 4-6pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $542 | $542 | $542 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,429 |
Total Monthly Payment | $2,533 | $2,531 | $3,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.