Welcome to 12 West Ridge Road, a New England Colonial located on one of the most desirable streets in town! Minutes from the NY Boarder & 684 makes this the perfect commute location, yet you are just a few minutes from the schools and town center. Upon arriving at the house you are greeted with a dead-level 1. 4 acre property with an aesthetically pleasing home. Once you are enter you are welcomed into the Foyer with tile flooring, two coat closets and a welcoming flow. The Eat-in Kitchen offers quality wood cabinetry, tons of countertop space and a spacious area for a kitchen table. Step down into the Family Room with a soaring ceiling, floor to ceiling brick fireplace, and access to the 2 car garage. Entertain in your formal Dining and Living Rooms. Off the Kitchen is the Laundry Room & Powder Room. The Main level also features a beautiful 4 Season Sun Room with walls of windows over looking the backyard. The Upper Level offers the Primary Bedroom with a walk-in closet and a remodeled Bathroom. Three additional spacious bedrooms and a full bath make up the upper level. The lower level is finished with a Rec Room and an additional room that can serve as a workout area or whatever your desires are. Enjoy time at your beautiful in ground pool or live out doors on the amazing grounds. This location, home and everything that goes with it is absolutely perfect.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Den | Lower |
Dining Room | Main |
Eat-In Kitchen | Main |
Family Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
Primary Bedroom | Upper |
Rec/Play Room | Lower |
Sun Room | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $619,920 | $619,920 | $619,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $833 | $833 | $833 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,918 | $3,767 | $5,024 |
Total Monthly Payment | $4,843 | $4,692 | $5,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.