This charming two-bedroom, two-bath home in the desirable Holiday Condominium community is ideal for those seeking a cozy retreat just six minutes from Fort Myers Beach. On an elevated platform off San Carlos Blvd, this bright and airy home features vaulted ceilings, laminate flooring with a wood-like appearance and base trim throughout. The open kitchen is beautifully designed with white shaker-style cabinets, quartz countertops, recessed lighting and an island with a breakfast countertop. Newer stainless steel appliances, including a range, microwave, refrigerator with an icemaker and dishwasher, make this kitchen stylish and functional. A window above the kitchen sink enhances the natural light and charm. The living room features custom wall trim, built-in shelving and a fireplace, creating a cozy atmosphere. Adjacent to the kitchen is the dining area, ideal for meals and entertaining. The owner’s suite boasts crown molding, a spacious en-suite bath with white vanity and a walk-in shower with beautiful tilework, a bench and a glass enclosure. The guest bedroom, also with crown molding, has direct access to the backyard and shed, making it versatile as an office or guest space. The second bath offers a walk-in shower with a bench and glass enclosure for added comfort. Step outside to enjoy the porch with outdoor seating, ideal for relaxing in this active community. The home also includes a 2023 shingle roof, impact windows, a storage shed and a newer HVAC system, ensuring year-round comfort. Notably, this home did not flood during Hurricane Ian. Holiday Condominium offers two heated pools, one indoors, as well as amenities like pickleball, tennis, shuffleboard, bocce and horseshoes. This gated community has no age restrictions, unbelievably low HOA fees and you own the land! This home also provides easy access to Sanibel and Captiva islands, along with great dining and shopping. Don’t miss this incredible opportunity.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,600 | $191,600 | $191,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $63 | $63 | $63 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,275 | $1,273 | $1,643 |
Total Monthly Payment | $1,413 | $1,411 | $1,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.