Hi and Dry block home, NO FLOOD Insurance, with low interest OWNER FINANCING available on NEW CONSTRUCTION! Welcome to this beautiful home with a HUGE yard nestled in the desirable Azalea neighborhood. Located on a quiet cul-de-sac with alley access, this home boasts of captivating spaciousness that flows seamlessly with lavish upgrades that will surely impress for entertaining and relaxation. Step inside to a bright and cheerful atmosphere, you’ll find a formal dining area for entertaining that flows into a living room/ kitchen combo with views the spacious backyard. To the right of the foyer is a spacious office/guest room, next to a half bath. The chef of the family is sure to enjoy the spacious kitchen adorned with a dreamy sprawling island with upgrades of white cabinets, white Quartz counters, a double sink featuring an elegant pull-down faucet, a disposal, a double pantry, and Whirlpool appliances to accommodate all your culinary adventures. Large sliding glass doors bring you to a sprawling backyard that offers a peaceful serenity that exudes from the surrounding tree canopies. The yard is large enough for a private pool, and has a detached garage with a parking pad on an alley access road that is a ‘’no flow, dead end’’ road. This home isn't just lovely, it's practical with energy-efficient double pane windows, dual A/C unit zones AND a transferable builder’s warranty that includes appliances. Back inside, head up the staircase and at the top you’ll be greeted with a spacious hallway that flows into the ample sized 2nd and 3rd bedrooms that are conveniently near the laundry room to bring fresh laundry to your bedrooms. The 2nd full bath has upgraded white cabinets and white quartz counters with a hint of sparkle, along with a spacious tub and shower. Heading to the Master bedroom, you’ll find it large enough for a king size bed and other furniture, making this your own private retreat. When the day comes to an end, enjoy your own personal sanctuary in the en-suite bathroom that is the perfect place to unwind with a large frameless shower, and dual square sinks set in a richly upgraded, sparkling quartz to brighten your day. The walk-in closet can transform into a lavish California closet and it is huge! Bonus amenities include pest control tubing system, hurricane shutters, garage door with “My Q app, ” hardwired smoke and carbon detectors, termite protected interior structure, built-in coaxial and ethernet cables, and Cat 6 Spectrum outlets with wifi extenders. This home’s mediterranean exterior comes complete with a 6 zone sprinkler system and new landscaping. The property is located within steps from the Pinellas Trail for biking and hiking, two blocks from the prestigious Admiral Farragut School, and four blocks from Azalea Park that offers a recreation center, baseball court, tennis court, and various community activities. A friendly peacock may be roaming in the nearby Jungle Prada neighborhood--a place of walkable gardens, a cultural center, and Jungle Prada Boat ramp. Near top-rated schools, easy thoroughfares to downtown, and is biking distance to award-winning Treasure Island beach. Don't miss this Owner Financing opportunity for an affordable new home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,354 | $4,354 | $5,970 |
Total Monthly Payment | $4,698 | $4,698 | $6,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.