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Welcome to Cove Cay – a stunning golf and recreational community for all ages, nestled along the shores of Old Tampa Bay. From your 4th-floor balcony in this charming 2-bedroom, 2-bath condo, you’ll be treated to beautiful views of the pool and the winding golf course that enhances this scenic neighborhood. The kitchen features a convenient pass-through to the dining area, along with a pantry and space for a small desk or table. The spacious living and dining area opens to an enclosed balcony, blending indoor and outdoor living seamlessly. The master bedroom boasts a lovely view of the pool and includes a generous walk-in closet, while the second bedroom offers ample space for guests. Your personal laundry room, equipped with plenty of storage, is just across the hall. A dedicated carport is conveniently located near the building entrance, providing easy access. Experience the Florida lifestyle at Cove Cay, where you'll enjoy a fantastic recreation area featuring a pool, spa, fitness rooms, pool table, shuffleboard court, card and reading room, fireplace, outdoor grill, library, and lush landscaping. The condo association fee covers internet, cable, water, sewer, and building insurance, with bike storage available on-site. For those interested, additional fees apply for full-service marina access and boat or kayak rentals. With an on-site restaurant, golf pro shop, and a picturesque USPGA golf course in the community, your new home is a hub of activity. Small pets are welcome with prior registration and association approval. Conveniently located near two airports, a wealth of shopping and dining options, the renowned Pinellas Recreation Trail, and the stunning beaches of the Gulf of Mexico, Cove Cay is the perfect place to live the Florida dream!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$183,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $146,400 | $146,400 | $146,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $925 | $890 | $1,187 |
Total Monthly Payment | $1,329 | $1,294 | $1,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.