Seller Credit of up to $30, 000 available. Gorgeous Westchase Home w/Oversized Lot! 2 Master Suites with EnSuite Bathrooms. Open Floor Plan. Split Bedroom. NEW Wood-Laminate Flooring. All Bathrooms Updated w/ High-End Quartz with Double Vanity/Sinks. Recently painted entire interior of home. NEW AC Ducts (Seller spent $12k) provides lower energy bills/efficiency. NEW Fans throughout home. Extra-Tall 12' Ceilings. Beautiful Custom Stucco Arches, Rounded Stucco Edges, & Built-In Shelving throughout home. GORGEOUS DREAM KITCHEN is huge with Granite Counters; Large Island; Recessed Lights; Walk-In Pantry; Oversized Sink w/ 4' deep counter space; matching stainless steel appliances (French-door refrigerator, convection oven, microwave, dishwasher). Kitchen is 14'x12' PLUS Separate 7'4' Kitchen Nook for Counter Appliance Area or Dry Bar. The Stove & Water Heater are Gas-Powered. Large Dining Area is Adjacent to Kitchen, with Many Large Windows for plenty of natural daylight. Very Large 20'x17' GREAT ROOM with beautiful new wood-laminate floor, ceiling fan, & Glass Sliding Doors that lead to Pool Area. There is an additional, second living room that is 16'x12'. OVERSIZED, LUXURIOUS MASTER SUITE is 20'x13' with both His & Hers Walk-In Closets & Glass Sliding Doors that lead to pool area. Very relaxing, SPECTACULAR MASTER BATHROOM is 14'x13' w/ Huge Soaking Tub; Large Separate Shower Stall; Quartz Counter with Double Vanity/Sink; Enormous Mirror by Tub; Gorgeous Privacy Glass lets plenty of light in; Separate Water Closet. 2ND BEDROOM also has its own updated ENSUITE BATHROOM, could be used as mother-in-law suite. 4 Bedrooms PLUS Bonus Room w/Tray Ceiling. LARGE INSIDE LAUNDRY ROOM w/ LG Front-Loading Washer & Dryer; Utility Sink; & Wall Cabinets. Rear Screened Covered Porch is 12' x 9'. LARGE POOL (32'x14') with Soaking Tub, plus Large Deck Area is great for parties or quiet family time. VERY LARGE FENCED BACKYARD - this is one of the best lots in the community. Home is beautifully landscaped with a tropical, vacation feel - small palm trees in front, and tall palm trees in back near pool. Block Home. TRUE 3-Car Wide Garage! The Woodbay community, located in Westchase neighborhood, is one of the best neighborhoods in all of Tampa - but, with a very low HOA Fee of only $364/year! Many Community Amenities - swimming pools, nature trails, parks, playgrounds, picnic pavilions, tennis courts, soccer field, & basketball courts. Top-Rated Public Schools. Nearby Publix, Target, Starbucks. Plenty of nearby activities - West Park Village, Westchase Recreation Center, Westchase Golf Club, Westchase Swim & Tennis Center, Glencliff Park, & Baybridge Park. Central Location near the border of Pinellas & Hillsborough Counties, easily go to Clearwater Beach, Honeymoon Island, Citrus Mall, International Mall, Downtown Tampa, and Tampa International Airport. A really fun feature about the home is the back fence gate leads just around the corner to the nearby recreation area (playground, picnic pavilion, sports). Special 5. 75% Par Interest Rate available with 20% down, 740+ credit. Note that Seller Credit up to $30, 000 would be from a commensurate increase in purchase price.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,999 | $591,999 | $591,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,939 | $3,935 | $5,076 |
Total Monthly Payment | $4,570 | $4,566 | $5,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.