Have you been waiting years to settle down in a classic home on the coveted Richards Avenue? This beautifully maintained Arts & Crafts House with Victorian accents is perfectly situated in what Portsmouth locals call “The Golden Triangle”: walkable to all Portsmouth schools. Enjoy both the convenience of a 10 min. walk to the heart of our bustling port city & all the benefits of a peaceful neighborhood: ample on & off street parking, mature shade trees, private outdoor space, charming street lamps, & the friendliest neighbors! Elegant historic features include: Victorian Style stain glass windows, original hardwood floors & built-ins, and turn of the century light fixtures. Eat-in kitchen features custom cabinets hand made by a local cabinet maker, a gas range, and even a fabulous wet bar & secret liquor cabinet. This home provides a great layout for intergenerational living with 3 bedrooms & an office on the 2nd floor. The finished 3rd floor could be a perfect private primary suite, in-law apartment, or club house; complete with an en suite bath, kitchenette, and office space. Sizable mudroom provides excellent heat and wind barrier in winter months. Enjoy your new back deck & fire pit over looking a stone patio & spacious level back yard (fenced 3/4 of the way around). Well tended gardens include the Famous Richards Ave Weeping Mulberry, which stands the test of time just below the front porch steps. Showings begin 10/4/24. OPEN HOUSES Sat. Oct. 5th 11AM-1PM & Sun. 12-2PM.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,359,200 | $1,359,200 | $1,359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,205 | $1,205 | $1,205 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,611 | $8,259 | $11,196 |
Total Monthly Payment | $8,941 | $9,589 | $12,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.