Welcome Home!Updated & Well Maintained, this beautiful house has been loved by a happy family for years and is ready to be enjoyed by you!This desirable location on a pretty and quiet culdesac convinced the sellers to improve the space and keep the address! Expanded raised ranch spreads over 2500 sq ft of bright and spacious rooms. 4 Bedrooms on main level including owners suite with high ceilings and full bath. Hardwood flooring through the rest of the main level, with updated kitchen and open concept to dining room which leads to the formal living room. Lovely screened mahogany porch and cathedral ceiling is the perfect spot to relax with coffee or cocktails, and expands the enjoyment area of this home!Lower level has family room with decorative masonry fireplace, a bright play room and private office which has been serving as a guest room. Large mud room off of the over sized garage keeps shoes and jackets easily organized. Many practical uses for the lower level which could be modified to accommodate an in law suite. Lush and level lot gives this home great curb appeal and the opportunity for hours of outdoor enjoyment! Bethel boasts great schools and resources, as well as shopping and restaurants, easy access to commuting points and the metro north rail line! Just around the corner from Meckauer Park and Bennett Pond with playgrounds, walking paths and dog park. Historic downtown village and charming community activities are fringe benefits of making this your next home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 18.0 | Main |
Bedroom 2 | Hardwood Floor | 10.0 x 12.0 | Main |
Bedroom 3 | Hardwood Floor | 10.0 x 10.0 | Main |
Dining Room | Balcony/Deck,Sliders,Hardwood Floor | 10.0 x 12.0 | Main |
Family Room | Half Bath,Vinyl Floor | 14.0 x 23.0 | Lower |
Kitchen | Breakfast Bar,Quartz Counters,Hardwood Floor | 10.0 x 12.0 | Main |
Living Room | Hardwood Floor | 13.0 x 14.0 | Main |
Office | Vinyl Floor | 7.0 x 11.0 | Lower |
Primary Bedroom | Cathedral Ceiling,Beams,Bedroom Suite,Full Bath,Walk-In Closet,Wall/Wall Carpet | 15.0 x 18.0 | Main |
Rec/Play Room | Vinyl Floor | 15.0 x 22.0 | Lower |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $807 | $807 | $807 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,048 |
Total Monthly Payment | $4,092 | $4,089 | $4,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.