Welcome to this charming updated Tudor style home in the Alexander Smith Carpet Mills Historic District at 465 Park Ave in Yonkers. This sweet home has so many nice surprises beginning with the well laid out designer kitchen with bifold patio doors which extend out to the perfectly curated and versatile backyard, perfect for entertaining. Boasting a lovely open layout with a wood burning fire place on the first floor, generously sized bedrooms on the second floor, wonderful oak wood floors throughout, and the added bonus space in the basement is just the icing on the cake for this property. A 2 car garage and a driveway that fits up to 3 additional cars is yet another one of the many standout features of this gorgeous home. Located minutes from Saint John's Hospital, Hudson River Museum, the historic Untermyer Park, Glenwood Metro North Station, Ridge Hill, Executive Blvd, Saw Mill River Parkway, and more. So convenient to everything, don't miss this gem! Additional Information: HeatingFuel: Oil Below Ground, ParkingFeatures: 2 Car Attached, ConstructionDescription: Stucco,
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $993 | $993 | $993 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,933 | $3,929 | $5,069 |
Total Monthly Payment | $5,017 | $5,013 | $6,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.