Charming Ranch Home for Effortless One-Level Living in the Minisink Valley School District! Welcome to your ideal sanctuary! This beautifully updated ranch home perfectly blends comfort and convenience, making it an excellent place to call home. Step inside to discover a beautiful eat in kitchen featuring ample upgraded cabinetry, ideal for both cooking and entertaining. Boasting two well sized bedrooms one of which being the primary bedroom which is complete with an ensuite full bath! The home also features an additional full hall bath that has been tastefully updated! Two Spacious family rooms provide multiple cozy gathering spaces for family and friends, while hardwood floors throughout enhance the warmth and elegance of the living areas. Practical features include a convenient laundry area located off the master bedroom and a workshop with ample storage in the basement, ensuring that you have everything you need right at your fingertips. Venture outside to enjoy a lush, private fenced-in yard perfect for relaxing, gardening, or hosting gatherings. The 20x21 detached garage offers additional storage for two cars, outdoor equipment, or hobbies and the Generac whole house generator make this property both functional and versatile. Located in the highly sought-after Minisink Valley School District, this well-maintained home with an incredibly central location benefits from low, affordable taxes, adding even more appeal. Don't miss your chance to own this charming ranch schedule your appointment to see it today before it's gone!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $447 | $447 | $447 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,650 | $2,648 | $3,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.