The perfect blend of unparalleled curb appeal, a striking modern interior and an idyllic yard can all be found at 10 White Birch Drive. Eye-catching from every angle, this well-cared for home is as toothbrush ready as you can get. As you make your approach you'll be drawn to the well-thought-out landscaping and the attractive corner lot that is fully fenced in the back. Step inside to enjoy the natural light pouring in from every window throughout. Stylish living room features recessed lighting, picture window overlooking the quiet street and gleaming hardwood floors. Entertainers dream with the living room blending into the dining room with more natural light flooding the space. Chic kitchen brought to life with its prominent color palette, sleek stainless steel appliances, granite counters and modish backsplash. All this with just steps away to your roomy deck overlooking the tranquil yard. Down the hall you'll find a generously sized primary bedroom, two more bedrooms and a sizeable bathroom boasting a double vanity. Head downstairs for the fun. Vast family room with the focal point being the midcentury modern cone fireplace. A great place to gather and unwind after a long day. Planning on entertaining? Make use of the built-in bar closet that's outfitted for a good time. With the sliders to the yard, it promotes a wonderful indoor/outdoor living space. Another bedroom, full bathroom and laundry complete the lower level along with the 2-car garage. Flat, spacious and private yard affords you endless possibilities. Tend to your garden, host a BBQ, play fetch with your dog or just have a swing on the hammock. Convenience is an understatement with Croton Harmon Metro North Station only 2 miles away with express trains to Grand Central in as little as 49 minutes. Countless shopping and entertainment options in both Ossining and Croton along with numerous parks, trails and vast riverfront. Numerous upgrades throughout to make this truly a move-in ready home. Come make 10 White Birch your home today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $577,600 | $577,600 | $577,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.530% |
Monthly Tax Payment | $1,449 | $1,449 | $1,449 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,651 | $3,510 | $4,643 |
Total Monthly Payment | $5,191 | $5,050 | $6,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.