**Charming Cape Cod Starter Home in Mastic Beach - 12 Blue Point Road** Welcome to 12 Blue Point Road, a beautifully renovated Cape Cod starter home in the heart of Mastic Beach! This inviting property features a modern open floor plan that maximizes natural light, creating a warm and welcoming atmosphere perfect for both relaxation and entertainment. An open floor plan diagram is available for your review! Spanning 1, 032 square feet, this home includes 3 spacious bedrooms, 2 updated bathrooms, and a small office-offering plenty of room for families or those looking to grow. The stylish kitchen boasts brand new appliances and recessed lighting, making cooking a delight. The seamless flow between the kitchen, dining, and living areas ensures you'll never miss a moment with loved ones. Additional highlights include a roof that is just 4 years old and a lovely outdoor space with a yard perfect for gardening or enjoying sunny afternoons. Plus, with low taxes of only $3, 276. 89, you can enjoy the benefits of homeownership without breaking the bank! Located just minutes from a nearby marina, you'll have quick access to Sheepshead Creek and Narrow Bay-ideal for boaters and outdoor enthusiasts alike. Don't miss this incredible opportunity to make 12 Blue Point Road your new home. Schedule your showing today and discover the perfect blend of comfort, convenience, and modern Cape Cod living! Sold As-Is. We do not represent the shed in the backyard or the deck/dock in front of the house.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,999 | $331,999 | $331,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $273 | $273 | $273 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,098 | $2,096 | $2,711 |
Total Monthly Payment | $2,446 | $2,444 | $3,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.