4 Taft Avenue, Oyster Bay (Bethpage), NY, 11714 | $800,000
Welcome to 4 Taft Ave, situated in the heart of the award-winning Bethpage School District. This stunning home is nestled in a cul-de-sac on a beautifully manicured 7, 000 sq ft property. It features a heated 2-car garage with automatic door openers, plus a 4-car driveway for ample parking. The home boasts central air conditioning and received significant upgrades- a kitchen renovation in 2018 and new doors and windows in 2019. The solar panels are financed, keeping the total monthly bill under $200 ($25 for electricity and $152 for panel financing). Additionally, the property is equipped with a new 200-amp service, ensuring both comfort and efficiency. Inside, you'll find newly updated countertops and a renovated kitchen with a quartz countertop peninsula. The ground level has been fully upgraded with new flooring throughout, making it ideal for large families or even as a mother-daughter setup with the proper permits. The home features premium brand doors and windows, all equipped with a transferable lifetime warranty. The gorgeous backyard is perfect for entertaining, complete with a kids' swing set and ample space for a pool. Additional features include a ductless unit and a wood-burning stove on the ground level, along with three separate heating sources. With low taxes and so much more to discover, this property is truly a must-see!
Features
- Town: Oyster Bay
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Hi Ranch
- Year Built: 1963
- Garage: 2-car Attached
- Heating: Electric, Oil, Solar, Wood, Baseboard, Heat Pump
- Cooling: Central Air, Ductless
- Basement: None
- Acreage: 0.16
- Est. Taxes: $13,695
- Lot Desc: Cul-De-Sec
- Elem. School: Kramer Lane Elementary School
- Middle School: John F Kennedy Middle School
- High School: Bethpage Senior High School
- School District: Bethpage
- Appliances: Dishwasher, Dryer
- MLS#: 3578619
- Days on Market: 19 days
- Website: https://www.raveis.com
/prop/3578619/4taftavenue_oysterbay_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Taft Avenue, Oyster Bay (Bethpage), NY, 11714
$800,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $1,141 | $1,141 | $1,141 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,258 | $4,254 | $5,397 |
| Total Monthly Payment | $5,491 | $5,487 | $6,630 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535