2 Gray Lock Ln, #B, Deerfield (South Deerfield), MA, 01373 | $505,000

10K PRICE REDUCTION! Welcome to the Pioneer Valley's Sugarloaf Condominiums. A fantastic opportunity to join one of South Deerfield's 55-plus communities. The cul-de-sac is surrounded by the iconic Sugarloaf Mountain. Built in 2021, this condo is immaculate and is ready for someone to take residence. Enjoy peace of mind with HOA living knowing all your landscaping, lawn care, snow removal, and exterior home maintenance will be taken care of. The home features hardwood floors, an open-concept kitchen/living/dining with cathedral ceilings, granite counter tops, two full bathrooms, a one-car garage, and ample closet and storage space in the large clean basement. This Deerfield location has excellent access to 91 and Route 116 making it easy to access local shopping, dining and recreation.

Features

  • Town: Deerfield
  • Parking: 2-car, Off Street
  • Heating: Forced Air, Propane
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Public Transportation, Shopping, Conservation Area, Highway Access, Adult Community
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Main Level, In Unit
  • Complex: Sugarloaf Condominiums
  • Year Built: 2021
  • Common Charge: $325 Monthly
  • Approx Sq. Feet: 1,276
  • Acreage: 0.35
  • Est. Taxes: $4,715
  • Adult Communities: Yes
  • Pet Policy: Yes w/ Restrictions
  • Appliances: Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
  • MLS#: 73297230
  • Website: https://www.raveis.com
    /prop/73297230/2graylockln_deerfield_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Birgitta Johnson courtesy of Cohn & Company   Phone: 413-772-0105

Room Information

Type DescriptionLevel
Bedroom 2 Walk-In Closet(s), Flooring - Hardwood, Flooring - Stone/Ceramic Tile, Window(s) - PictureMain
Dining Room Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood, Window(s) - Picture, Open FloorplanMain
Kitchen Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Lighting - PendantMain
Living Room Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood, Window(s) - Picture, Exterior Access, Open FloorplanMain
Master Bedroom Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood, Window(s) - PictureMain

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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2 Gray Lock Ln, #B, Deerfield (South Deerfield), MA, 01373

$505,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $404,000 $404,000 $404,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $393 $393 $393
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,688 $2,685 $3,464
Total Monthly Payment $3,173 $3,170 $3,949

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.