Welcome to 48 Bethany Lane, a charming and meticulously maintained ranch home in the heart of North Kingstown, RI. This inviting residence features an open-concept layout that seamlessly connects bright and airy living spaces, making it perfect for both relaxation and entertaining. The cozy living room, highlighted by a warm fireplace, flows effortlessly into a stylish kitchen equipped with stainless steel appliances, elegant cabinetry, and a convenient breakfast bar. Enjoy meals in the adjoining dining area, which offers lovely views of the backyard. Step outside to discover your own outdoor oasis, complete with a spacious deck, a stamped concrete patio surrounding the beautiful pool ideal for summer gatherings and a lush lawn. The home boasts three generously sized bedrooms on the first floor and additional rooms on the lower level that can be used for a multitude of purposes. Located in a tranquil and convenient neighborhood, 48 Bethany Lane is just minutes away from local amenities, top-rated schools and beautiful beaches, allowing easy access to parks, shopping, and dining. Additional highlights include a large garage, a dedicated laundry room, and central heating and air conditioning for year-round comfort. So many improvements: New roof, paid off solar panels that convey with sale, new deck, new windows, new boiler, new oil tank, new countertops, new garage door and lots more! Don't miss your chance to make this delightful property your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $599 | $599 | $599 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,164 | $4,014 |
Total Monthly Payment | $3,938 | $3,855 | $4,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.