20430 Edgewater DRIVE, Port Charlotte, FL, 33952 | $299,900

One or more photo(s) has been virtually staged. NO Damages due to the recent hurricanes. Discover your perfect retreat in this nicely updated 2-bedroom, 2-bathroom home on a 1/2 acre nestled in the desirable Port Charlotte area! This charming residence is packed with updates, including a new roof installed in 2022, a newer A/C system, all new tile flooring throughout and a stunning kitchen completed in 2021, offering abundant cabinet space for all your culinary needs. Both bathrooms have also been thoughtfully renovated, providing a fresh and contemporary touch.

Enjoy additional living space in the inviting Florida room, ideal for relaxation or entertaining. The screened lanai is perfect for sipping your morning coffee while enjoying the Florida sunshine. For added convenience, the garage comes equipped with a washer and dryer, along with extra cabinets for efficient storage.

Speaking of storage, this home sits on a spacious half-acre lot that includes not one, but two sheds, providing ample space for all your outdoor gear and tools.

Located near Veterans Park and minutes away from the Charlotte County Beach Park & Recreational, you'll have access to fantastic amenities such as a pool, boat ramp, pickleball courts, a fishing pier, and beautiful local beaches. Plus, the vibrant town of Punta Gorda is only a short drive away, offering a variety of dining, shopping, and entertainment options.

Don't miss out on this incredible opportunity to own a nicely updated home with abundant storage and a prime location—perfect for both relaxation and recreation!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1971
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,510
  • Acreage: 0.56
  • Est. Taxes: $2,161
  • Elem. School: Peace River Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Appliances: Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: C7498555
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/C7498555/20430edgewaterdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 2:06:50 PM)
Listing courtesy of CENTURY 21 AZTEC & ASSOCIATES   Phone: 941-629-3188

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20430 Edgewater DRIVE, Port Charlotte, FL, 33952

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $180 $180 $180
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,596 $1,576 $2,023
Total Monthly Payment $1,851 $1,831 $2,278

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.