A 1-YEAR-NEW ROOF AND A SCREENED, SHADED, SOLAR-HEATED POOL IN A PRIVACY-FENCED YARD are clear keys to this quality home! Other highlights include the big backyard shed and no carpet inside for those who prefer only tile and wood laminate floors! Near Valrico's Long Pond and the Diamond Hill Golf Club, the location's a strong point, too, close to many conveniences without the stressful feel of too much traffic. In 1800 SF, the home provides 4 bedrooms and 2 baths along with living room, family room, dining room, and kitchen featuring upgraded counters and stainless-steel appliances. French doors open to the large pool lanai, designed with a roof-sheltered section for all-weather enjoyment. Importantly, the lanai faces east so you can welcome sunrises through the trees in back but always enjoy shade from the afternoon heat as the sun sets at the front side of the house. Other benefits here include propane fueling the gas stove and water heater, as well as a 2-car garage with extra storage space and laundry connections. Is this the right fit for you? Come see!
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Our Executive Mortgage Banker:
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,692 |
Total Monthly Payment | $2,506 | $2,450 | $3,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.