Welcome to your new oasis in the heart of St. Petersburg! Not in a required flood insurance zone, this beautifully maintained three-bedroom, one-and-a-half-bath home offers a perfect blend of modern updates and classic charm. Currently the 3rd bedroom is being used as a living area. Conveniently located just minutes from downtown and local beaches, you’ll have quick access to vibrant dining, shopping, and cultural attractions. Step inside to discover a bright and airy living space, featuring updated impact windows and doors installed in 2022, which not only enhance the home’s aesthetic appeal but also improve energy efficiency. Enjoy significant savings on your electrical bill with the PAID IN FULL SOLAR PANELS , allowing you to live sustainably while enjoying all the comforts of home. The spacious layout includes three cozy bedrooms, providing plenty of room for family, guests, or even a home office. The full bath and convenient half bath make getting ready in the morning a breeze! The air conditioning system was replaced in 2015, ensuring you stay cool and comfortable through Florida's warm months. The property also boasts a charming backyard, perfect for outdoor gatherings, gardening, or simply relaxing in the sunshine. Don't miss the opportunity to call this lovely St. Petersburg home yours! Schedule a showing today and experience the perfect blend of comfort and convenience. Your dream home awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $194 | $194 | $194 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,098 | $2,096 | $2,711 |
Total Monthly Payment | $2,367 | $2,365 | $2,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.