5047 Silver Charm TERRACE, Wesley Chapel, FL, 33544 | $620,000

*MOTIVATED SELLER* Discover your dream home in the gated community of Lexington Oaks. This exquisite property boasts four spacious bedrooms, three full bathrooms, and two convenient half bathrooms, offering ample space for comfortable living and entertaining. Nestled in a picturesque golf course community, this residence provides a serene backdrop for your daily life. The outdoor space is a true oasis, perfect for relaxation or hosting gatherings with family and friends. Imagine sipping your morning coffee while enjoying the lush landscape and tranquil surroundings. This well maintained home comes adorned with crown molding and FRESH PAINT THROUGHOUT (2024, walls, trim, doors) NEW ROOF & GUTTERS in 2024. Convenience is key in this sought-after neighborhood. The property features a game room with half bath and a 3 car garage. Whether you're a golf enthusiast, swimmer, tennis player, nature lover, or simply seeking a peaceful retreat, this home caters to a variety of lifestyles. Embrace the Florida lifestyle in this thoughtfully designed residence, where luxury meets practicality. With its prime location, exceptional amenities, and welcoming atmosphere, this property offers more than just a house – it's a place to call home. Don't miss the opportunity to make this remarkable property yours and start living the life you've always dreamed of in Wesley Chapel.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full / 2 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2002
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,312
  • Acreage: 0.41
  • Est. Taxes: $7,007
  • HOA Fee: $80 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher
  • MLS#: TB8308905
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /prop/TB8308905/5047silvercharmterrace_wesleychapel_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 4:38:41 PM)
Listing courtesy of KELLER WILLIAMS REALTY- PALM H   Phone: 727-772-0772

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5047 Silver Charm TERRACE, Wesley Chapel, FL, 33544

$620,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $496,000 $496,000 $496,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $584 $584 $584
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,300 $3,297 $4,253
Total Monthly Payment $3,976 $3,973 $4,929

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.