Classic and traditional 4-Bedroom Colonial in Ridgefield, Connecticut's first Cultural District. Nestled on a quiet street just minutes from the heart of town, this timeless 4-bedroom, 2. 5-bath colonial home provides both charm and convenience. Ridgefield is Connecticut's first Cultural District and renowned for its fine dining, artistic attractions, and vibrant events, including the annual summer concert series and the acclaimed ACT of Connecticut's professional theater productions. This well-maintained home features hardwood floors throughout both levels, exuding warmth and traditional elegance. Enjoy cozy evenings by one of the two fireplaces, located in the formal living room and the inviting family room. The family room, just off the updated kitchen, boasts a vaulted ceiling with rustic beams, creating an open and airy space perfect for gatherings. The kitchen has been tastefully updated with Corian countertops, pine cabinets, and a convenient breakfast bar, ideal for casual meals. Adjacent to the kitchen is a charming sunroom with a vaulted ceiling, providing seamless access to the outdoor living spaces, including a deck and a flagstone patio, perfect for indoor-outdoor entertaining. Upstairs, the spacious primary bedroom is a private retreat, featuring two double closets and an en-suite bath. The remaining three bedrooms share a recently updated hall bath, complete w/newly tiled shower. Additional highlights incl efficient oil heat, central air w/Lennox compr
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 14.0 | Upper |
Bedroom 2 | Hardwood Floor | 11.0 x 12.0 | Upper |
Bedroom 3 | Hardwood Floor | 8.0 x 11.0 | Upper |
Dining Room | Hardwood Floor | 13.0 x 14.0 | Main |
Family Room | Vaulted Ceiling,Beams,Fireplace,Wall/Wall Carpet | 13.0 x 23.0 | Main |
Kitchen | Breakfast Bar,Corian Counters,Eating Space,Sliders,Hardwood Floor | 11.0 x 17.0 | Main |
Living Room | Fireplace,Hardwood Floor | 13.0 x 23.0 | Main |
Primary Bedroom | Bedroom Suite,Full Bath,Hardwood Floor | 13.0 x 18.0 | Upper |
Sun Room | 12.0 x 14.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $803 | $803 | $803 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $3,988 | $5,060 |
Total Monthly Payment | $4,987 | $4,882 | $5,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.