Welcome to 80 Perkins St, an incredibly well-maintained and updated Cape-style home that combines charm with modern convenience. As you enter, immediately feel the warmth of an expansive living area, perfect for relaxing or hosting guests. This open and inviting space flows effortlessly into a spacious dining room with kitchen, where there's plenty of room for family meals or larger gatherings. Upstairs, the home features four well-sized bedrooms, offering the perfect retreat for everyone in the family. Convenience is key in this home, with first-floor laundry and a basement that provides abundant storage for all your needs. The home also includes a massive 26x21 two-car garage, offering space for vehicles, a workshop, or additional storage. Updates include a conversion to natural gas with above ground oil tank removed, and a new furnace in 2012, plus a brand-new hot water heater installed in 2024. The roof, siding, and windows were all updated in 2007, giving you peace of mind for years to come! Outside, the beautifully maintained yard offers a serene space to unwind. Situated on one third of an acre this couldn't be better; with quick access to Rt. 8, walking distance to ballfields as well as the Naugatuck River, and just moments from downtown Torrington's vibrant retail and dining scene, this home truly blends space, modern amenities, and an unbeatable location! Make it yours today, it will not last!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 13.0 x 10.0 | Upper |
Bedroom 2 | Hardwood Floor | 11.0 x 9.0 | Upper |
Bedroom 3 | Hardwood Floor | 11.0 x 9.0 | Upper |
Dining Room | Laminate Floor | 12.0 x 12.0 | Main |
Full Bath | 6.0 x 9.0 | Upper | |
Full Bath | Stall Shower | Main | |
Kitchen | Laminate Floor | Main | |
Living Room | Hardwood Floor | 26.0 x 13.0 | Main |
Primary Bedroom | Hardwood Floor | 13.0 x 12.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $339 | $339 | $339 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,122 | $1,093 | $748,167 |
Total Monthly Payment | $1,536 | $1,507 | $748,581 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.