Welcome home! This spacious 3 bedroom ranch is waiting for its new owners. Featuring a totally remodeled bathroom, fresh paint on all walls, gorgeous refinished hardwood floors, central air, a 2-car garage with brand new doors and dedicated work space and so much more! Conveniently located near the Southwick line and close to Westfield State University and all that both towns have to offer, this ranch also has a partially finished basement and a cozy fireplace for those cool New England nights. The flat 1/3 acre lot is partially fenced and boasts a large deck complete with its own gas line to hook right up to your BBQ grill! Showings begin at the open house on Sunday October 6th from 1-2: 30. Hope to see you there!
Type | Level |
---|---|
Bedroom 2 | First |
Bedroom 3 | First |
Kitchen | First |
Living Room | First |
Master Bedroom | First |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,567 | $1,565 | $2,024 |
Total Monthly Payment | $1,988 | $1,986 | $2,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.