BEAUTIFUL 2BR/2. 5BA POOL HOME LOCATED ON A CORNER LOT WALKING DISTANCE TO THE PRISTINE “NO DRIVE” BEACH IN SOUGHT AFTER PONCE INLET!! This sturdy beachside home is CONCRETE BLOCK CONSTRUCTION ON BOTH LEVELS with BRICK OVERLAY for LOW MAINTENANCE! There is stylish WOOD PLANK FLOORING throughout living areas & bedrooms. The main level features a SPACIOUS GREAT ROOM, a fully-equipped UPDATED KITCHEN with and has Quartz countertops, stainless steel appliances, full backsplash & convenient breakfast bar, as well as a CONVENIENT HALF BATH. The second floor boasts two GENEROUSLY SIZED BEDROOMS with WALK-IN CLOSETS. The PRIMARY EN-SUITE bedroom has an UPDATED BATHROOM with Quartz vanity top and step-in shower. The UPDATED GUEST BATHROOM also has a new vanity with Quartz vanity top. There is also a CHAIR LIFT to the second floor making the home accessible for all. The NEW PAVER DRIVEWAY creates great curb appeal and the TWO CAR GARAGE which features a CUSTOM SCREEN DOOR. The sparkling pool has a nice deck for entertaining or sunbathing and the yard has PVC PRIVACY FENCING. The ROOF was installed in 2017, two new HVAC SYSTEMS in 2019 as well as a new HOT WATER HEATER in 2019. FURNISHINGS NEGOTIABLE. Walk or bike to the historic Ponce Inlet Lighthouse & Jetty Park, waterfront restaurants with entertainment, Marine Science Center, pickleball courts, parks, charter fishing, marinas, dog park/beach, kayak and canoeing, and much more!! Enjoy Florida coastal living at its finest!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,148 | $4,041 |
Total Monthly Payment | $3,550 | $3,510 | $4,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.