4673 Debbie LANE, Lutz, FL, 33559 | $425,000

One or more photo(s) has been virtually staged. Welcome to this stunning 3-bedroom, 2-bath home with an office in the sought-after Tampa Downs Heights community of Lutz, FL close to Wesley Chapel! Situated on a spacious . 22-acre lot, this property boasts a large driveway, oversized 2-car garage, and best of all—NO Deed Restrictions, NO HOA, and NO CDD fees. Step through the elegant glass door into a bright and airy great room with luxury vinyl flooring throughout the common areas. The fully renovated kitchen is a showstopper with sleek modern cabinets, a striking glass backsplash, granite countertops, and stainless steel appliances, perfect for entertaining and everyday living. At the back of the home, you'll find a versatile space that has been transformed into a cozy home theatre, complete with durable epoxy concrete flooring. The split floorplan offers privacy, with the master suite located just off the living room. The spacious master features a wall-to-wall closet and an en-suite bathroom behind a stylish barn door. Enjoy dual vanities, a garden tub, walk-in shower, and private access to the back patio, perfect for your morning coffee or relaxing in the sun. The office, currently used as a home gym, can easily be converted back to fit your needs. Two additional bedrooms share a large guest bathroom with a walk-in shower. Step outside to the screen-enclosed patio, where you can unwind and take in views of the large backyard and conservation area. The backyard also includes a separate workshop for all your projects. The oversized garage comes with an extended covered area, offering extra shade for working on cars or hobbies. Additional updates include a new roof in 2016, and the AC was replaced in 2009 This move-in ready home combines modern upgrades with endless possibilities—schedule your showing today!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 1978
  • Garage: 2-car Garage Door Opener
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,243
  • Acreage: 0.22
  • Est. Taxes: $3,759
  • Lot Desc: Conservation Area, Flood Insurance Required
  • Elem. School: Veterans Elementary School
  • Middle School: Cypress Creek Middle School
  • High School: Cypress Creek High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8307444
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8307444/4673debbielane_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/4/2024 4:20:50 AM)
Listing courtesy of KELLER WILLIAMS TAMPA PROP.   Phone: 813-264-7754

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4673 Debbie LANE, Lutz, FL, 33559

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.297% 5.597%
Monthly Tax Payment $313 $313 $313
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,149 $2,066 $2,756
Total Monthly Payment $2,537 $2,454 $3,144

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.