Investor or owner occupied opportunity for a well maintained 3 family Home.
Unit 1 is approximately 1400 sq. ft. , 3 bed 1 bath with eat in kitchen, large living room, bonus room has in unit laundry (coin op washer), washer and dryer are new. Newly painted less than 1 year ago.
Unit 2 is approximately 860 sq. ft. 2 bed 1 bath with in unit laundry, eat in kitchen with dishwasher, living room and enclosed porch, all is updated
unit 3 is approximately 1250 sq. ft. , 2bed, 1 1/2 bath town house style unit. Kitchen, dining and living room with 1/2 bath and in unit laundry on lower lever and 2 oversized bedrooms with large closets and 2 additional rooms for storage.
yard is completely fenced in. parking has 6 total spaces and plenty of on street parking as well.
In April of 2024 a new roof was installed consisting of entire decking, 50 year certain teed shingles and the rubber roof portion was also replace as well as all fascia boards and seamless gutters.
Exterior is vinyl siding. property has been well maintained.
Heating systems are newer as are water heaters.
Tenants pay their own electric and heat.
heating systems are serviced yearly.
Near shopping, restaurants, close by and easy access to 295, 495 & 146.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,157 | $4,082 |
Total Monthly Payment | $3,697 | $3,694 | $4,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.