Presented byHeather Ferrari |
Excellent opportunity to be the next owner of this lovely ranch in Amherst! This 3 bedroom, 2 full bathroom home is located in a convenient area minutes from downtown & UMass. The spacious light-filled living room w/ cathedral ceilings is impressive! The eat-in kitchen leads to a 3-season porch & deck which overlook a peaceful & private backyard oasis w/ mature trees in the distance. Nothing to worry about w/ the newer Buderus boiler (2021) & water tank (2021). This property is perfect for those looking for their next home to move into, investment property or creative project! All it needs is some TLC & easy updating. Other features include hardwood flooring throughout, main bedroom w/ en-suite bath & walk-in closet, attached garage, new front storm door (2024) & plenty of storage space in the basement. Close to 5 College area, shopping, restaurants, bike path, trails & on PVTA bus line. Properties like this in Amherst don't come up often. Offer deadline Mon 10/7 at 12pm.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | First |
Bedroom 3 | Closet, Flooring - Hardwood | First |
Kitchen | Exterior Access, Stainless Steel Appliances, Gas Stove | First |
Living Room | Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood | First |
Master Bedroom | Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood | First |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
Sales Associate
William Raveis Real Estate
Phone: 917.609.5557
Heather.Ferrari@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $586 | $586 | $586 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,657 | $2,655 | $3,233 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.