1744 Birchwood LOOP, Lakeland, FL, 33811 | $245,000

Under contract-accepting backup offers. Relax and enjoy this 2 bed 2 bath home in the 55+ gated community of the Colonnades. Rest easy knowing the major components of the home have all been recently replaced. (2024 Roof, 2023 HVAC and water heater). A nice open concept living and dining areas allow for light throughout the common areas and a view of the pond. The primary bedroom offers lots of privacy at the back of the house with dual walk in closets and a walk in shower. The second bed and bath are located at the front of the home. Choose where you'd like to spend your time outdoors on either the screened front porch or the large Florida room with access to the dining area and eat in kitchen. Go out to the garage through the indoor laundry room and see the built in workshop space. This amenity rich community has a clubhouse, fitness center, shuffleboard, gazebo and fishing dock. Conveniently located to Polk Parkway and Orlando/Tampa Area attractions. Call for your private tour.

Features

  • Amenities: Clubhouse, Other, Pool, Sauna, Shuffleboard Court, Spa/Hot Tub
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 60 x 90
  • Laundry: Inside, Laundry Room
  • Year Built: 1991
  • Garage: 2-car Garage Door Opener, Other, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,213
  • Acreage: 0.12
  • Lot Size: 60 x 90
  • Est. Taxes: $1,143
  • HOA Fee: $125 Monthly
  • Lot Desc: In County
  • View: Water
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Washer
  • MLS#: L4947859
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/L4947859/1744birchwoodloop_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 2:17:08 PM)
Listing courtesy of KELLER WILLIAMS REALTY SMART   Phone: 863-577-1234

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1744 Birchwood LOOP, Lakeland, FL, 33811

$245,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,000 $196,000 $196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $95 $95 $95
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,304 $1,303 $1,681
Total Monthly Payment $1,474 $1,473 $1,851

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.