NO WATER DAMAGE FROM HURRICANE HELENE OR MILTON! Home appraised at full contract price* Opportunity Awaits! Seller is motivated! - Experience this true gem in the tucked away community of Harbor Isle offering an expansive 4, 388 square feet of living space. Boasting 4 bedrooms, 3 full baths, and 2 half baths, this residence is thoughtfully designed to provide ample space for everyone. It's just waiting for your final details! The charming u-shaped brick-paved driveway accesses your 3-car garage, ensuring both convenience and functionality. Step inside and be greeted by ceramic tile wood-look floors that exude warmth and sophistication. The split floor plan offers privacy, with custom built closets and walk-in attic storage providing practical solutions for storage and organization. The main level features a large living room adorned with a wood-burning fireplace, creating a cozy and inviting atmosphere. The formal dining room is perfect for hosting gatherings and special occasions. The custom kitchen is a well laid out chef's dream, with an island prep sink, new microwave, built-in wine fridge, and walk in pantry. A designated office with a built-in desk and shelves provides a quiet and productive workspace with lots of organization. Plantation shutters, skylights, and vaulted ceilings add to the elegance and brightness of the home. The second level hosts a huge bonus room, offering versatile space for various activities. Enjoy the privacy of the fenced backyard, screened lanai, and vinyl fencing. There's even a potting and storage shed built into the rear of the home. The pool has been outfitted with a new pump and your roof was just installed in 2021. Two of the 4 HVAC units are brand new, with the other two units enjoying a very clean bill of health. Water heater is 2019. This family home is not only a residence but a lifestyle, offering luxury, functionality, and a prime location. With its custom features, spacious layout, and meticulous design, this home truly stands out as a unique and welcoming retreat for the entire family. 4 minutes to the brand new YMCA complex, Shore Acres Elementary School and Mangrove Bay Golf Course.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,149,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $919,200 | $919,200 | $919,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $1,805 | $1,805 | $1,805 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,886 | $5,962 | $8,071 |
Total Monthly Payment | $7,816 | $7,892 | $10,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.