Brand NEW CONSTRUCTON in Oakland Heights/Beach area with saltwater views of Brush Neck Cove/Gates Cove. Every detail has been carefully designed for convenience, comfort, and luxury. This charming colonial, which is situated on a corner lot adjacent to a dead-end street is rarely traveled and features neighborhood water access. Adorable farmers porch leads to open living/dining/kitchen area featuring stainless appliances, tile backsplash, pantry closet, and elegant granite countertops. Half bathroom located on first level. Modern color schemes, lighting, and fixtures throughout. Basement is unfinished and can easily be transformed into additional living space. Upstairs features a full bathroom with tile shower, upscale vanity and lighting. Two bedrooms including a large primary bedroom and the added bonus of a walk-in closet and exit to composite balcony overlooking the cove. Connected to city water and sewer. Energy efficient with gas cooktop, 150 amp electric, forced air heating and central air cooling. Outside with beautiful landscaping including brand new sod, sprinklers, crushed stone driveway, and fencing on 2 sides. Conveniently located close to everything Warwick has to offer including dining, shopping, public and private schools, marinas, fishing, swimming, parks, water sports, interstate, and much more. Nothing to do but move right in. . . . call today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,373 |
Total Monthly Payment | $2,803 | $2,733 | $3,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.