First time being offered, this raised ranch in Hanover is packed with features hard to find in today’s market. With a passing Title 5, a new roof from 2020, and a 15-year-young heating system with 3 zones, the big-ticket items are already covered. The main floor has a spacious, open layout, including a kitchen, living room, dining room, and family room with skylights that fill the space with natural light. Need more space? The lower level comes with an in-law setup, complete with 3 additional bedrooms, bringing the total to 6! Located near schools and just minutes from shopping, this home offers even more with a bonus generator hookup for peace of mind, and a whole-house fan to keep you cool during those hot summer nights. The large, fenced-in yard is ideal for summertime get-togethers or added privacy. Plus, you're just 2 minutes from the highway on-ramp, making commuting a breeze. This neighborhood is perfect for walking dogs or biking. Don’t wait—homes like this don’t last long!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood | 11.0 x 13.0 | First |
Bedroom 3 | Closet, Flooring - Hardwood | 11.0 x 10.0 | First |
Bedroom 4 | 9.0 x 13.0 | Basement | |
Dining Room | Ceiling Fan(s), Flooring - Hardwood | 11.0 x 11.0 | First |
Kitchen | Ceiling Fan(s), Flooring - Hardwood | 10.0 x 12.0 | First |
Living Room | Flooring - Hardwood | 13.0 x 19.0 | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood | 10.0 x 13.0 | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $555 | $555 | $555 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,286 | $3,159 | $4,214 |
Total Monthly Payment | $3,933 | $3,806 | $4,861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.