Have you been seeking a low-maintenance home? This gem has been loved for many years by its original owners, and is in an association that takes care of replacing the roof and siding, some landscaping, and even most snow clearing - just in time for the winter months! Nestled on a generous acre-plus, this 2-bed plus bonus room, 2-bath ranch home sprawls beyond 2, 000 square feet of well-designed living. The front porch welcomes you into a classy entry that opens up to cathedral ceilings, giving the home an airy and spacious feel. The heart of the home features a massive living room with gas fireplace that connects seamlessly to all areas of the home. My favorite space is the heated sun porch, perfect for enjoying your morning coffee or cozying up for a good read. The primary suite is your personal retreat with a walk-in closet and en-suite with a luxurious soaking tub. The second bedroom is equally inviting and roomy, adjacent to a full bath. This home is all about function and convenience for you to enjoy a more carefree lifestyle! An oversized garage provides plenty of room for your vehicles or tools. Plus, there's a full basement ready for your creative touch or to use as storage. Location? It's a commuter's dream with easy access to Route 101 and the Everett Turnpike, and less than 20 minutes from Manchester-Boston Regional Airport! Don't miss out on this rare opportunity to make 12 Hancock Drive your new address for years, even decades all the same. Come see for yourself!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $780 | $780 | $780 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,614 | $3,610 | $4,658 |
Total Monthly Payment | $4,486 | $4,482 | $5,530 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.