Presented bySamar Moushabeck |
Discover an extraordinary opportunity to own a large versatile multi-family property with a Victorian-style wrap-around porch in the heart of Amherst! This rare gem is zoned for residential use and falls within the Commercial Business Neighborhood District, offering endless possibilities for both living and business ventures (buyer to verify all uses). Nestled near UMass, Amherst College, and vibrant downtown Amherst, the location is unbeatable a few steps to PVTA stops, shopping, and dining. Boasting a rich rental history, this two-family Victorian home is perfect for investors or those looking for a unique owner-occupy option. With a landscaped yard, and abundant off-street parking, you’ll be investing in long-term value. Step inside and be charmed by its stained glass windows, inviting wrap-around porch, and character-filled features like fir and oak floors, a fabulous pantry, and cozy alcoves. Close to iconic spots like the Emily Dickinson Homestead. Excellent rental history.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
Sales Associate
William Raveis Real Estate
Phone: 413.374.6558
Samar.Moushabeck@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $736 | $736 | $736 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,879 |
Total Monthly Payment | $3,966 | $3,885 | $4,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.