Waterfront luxury awaits at this stunning four-bedroom, four-bath home in the exclusive Oak Point community of Bayville on Long Island's North Shore. Blending contemporary elegance with beach town charm, this home offers expansive, unobstructed views of the Long Island Sound, just 30 miles from Manhattan and halfway to the Hamptons. Rarely will you find a home with such a perfect combination of panoramic water views nestled on a cul-de-sac within a private community complete with private beach access. Bayville's tranquil coastal setting offers a perfect balance of serenity and accessibility, with a small-town feel, sandy beaches, and the convenience of nearby upscale dining and boutique shopping. Some of the homes features include radiant heated floors, a generator, a heated driveway, designer Italian tiles, quartz countertops and quartz fireplaces, and custom glasswork throughout to maximize the breathtaking water views. Two primary suites, each with a custom-built walk-in closet and spa-like bath, provide ultimate luxury, while natural light and water views pour in from oversized windows. Ideal for entertaining, the home boasts three fireplaces, an all-season room, a deck with a pergola, and an in-ground heated pool, all of which come together for seamless indoor-outdoor living. This is more than a home-it's a chance to experience a lifestyle of privacy, luxury, and waterfront tranquility in one of Long Island's most desirable communities. This home has everything anyone could possibly want whether as a summer getaway or a primary residence. Claim this extraordinary property and make it your own personal sanctuary. This home is NOT in a flood zone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,796,000 | $2,796,000 | $2,796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $2,523 | $2,523 | $2,523 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $16,095 | $17,673 | $23,594 |
Total Monthly Payment | $18,743 | $20,321 | $26,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.