Welcome to this charming New Englander-style home nestled in a highly sought-after Winooski neighborhood! From the moment you step inside through the unique front entry and mudroom, you'll feel right at home. The spacious living room, complete with a stunning fireplace, invites you to relax and enjoy the warmth and character of the space, highlighted by original hardwood flooring throughout much of the first level. The kitchen is a true gem, offering a delightful view of the backyard and easy access to the enclosed porch, perfect for morning coffee or evening relaxation. Entertain in style in the formal dining room, and appreciate the convenience of a first-floor bedroom and full bath, making this home ideal for flexible living arrangements. Upstairs, you'll find two additional bedrooms, both featuring beautiful hardwood floors, and a convenient half bath. The basement provides plenty of storage space and laundry facilities, while outside, you'll fall in love with the landscaped yard filled with perennials and a fully fenced backyard—perfect for gardening or pets. Recent updates include a newer roof, newer windows, spray foam insulation in the basement and a newer heating system, ensuring comfort and efficiency. Don't miss this opportunity to own a truly special home in a fantastic neighborhood at an affordable price!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $602 | $602 | $602 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $2,020 | $2,612 |
Total Monthly Payment | $2,699 | $2,697 | $3,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.