Welcome to this adorable South End Ranch with a "Backyard Sanctuary". Enjoy the perfect blend of privacy and nature with a fully fenced backyard, ideal for peaceful dinners on the patio or covered porch. The beautifully maintained gardens are kept lush and vibrant with whole yard irrigation system, ensuring a stunning landscape throughout the summer months. The spacious 25' x 22' attached 2-car garage offers direct entry into the breezeway. Stepping onto elegant porcelain tile flooring in breezeway this room opts as an office or quiet space. Tiles flows into the updated kitchen. Cooking enthusiasts will love the modern smooth surface electric range with Jennair vented downdraft, stunning quartz countertops, corner sink, under-cabinet lighting. Custom-built cabinetry, offering ample space for all your culinary needs. The inviting 14' x 18' living room flooded with natural light from a picturesque window overlooking the serene backyard. Hardwood floors and a cozy fireplace create a perfect gathering space for friends and family. Two bedrooms, one with a cedar walk-in closet, feature updated windows, ensuring comfort and charm. The first-floor full bath with double sinks, half-bath and laundry in the basement. The heated lower level, with high ceilings, offers endless potential to transform into additional living space—just waiting to be revitalized. Cute as a button, this charming home is the perfect condo alternative!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $605 | $605 | $605 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $1,920 | $1,314,033 |
Total Monthly Payment | $2,651 | $2,600 | $1,314,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.