Under contract-accepting backup offers. MOVE IN READY! ONE OWNER quality built Shamrock home on 1 acre! Located in the desirable neighborhood the Laurels of Mount Dora. There is a 1500 square foot - 50X30 attached garage/workshop by breezeway that is air conditioned with attic storage and has a full bathroom with walk in shower. This lovingly cared for home is ready for its new owners. The covered front porch leads you into the light filled entry foyer with laminate flooring. Open floor plan with spacious living room and dining room areas. The kitchen overlooks the living room with breakfast bar, stainless steel appliances, closet pantry & breakfast nook. Sliding doors off the living room lead to the covered back porch. Split bedroom plan offers privacy for your family and guest. One guest bedroom has carpet, the other has laminate floors, both have built in closets. The guest bathroom had shower with tub. The primary suite is generously sized with laminate floors and the primary bathroom has a walk in closet, double sinks, soaking tub and walk in shower. The laundry room leads to the side entry 2 car garage. One acre lot offers plenty of room to expand or add and pool and create an outdoor paradise! The air conditioned 1500 square foot garage workshop is a versatile space and could be converted to living quarters, cabana, artist studio and more the possibilities are endless!The roof is 2022 and the HVAC in the house was installed in 2019.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,300 | $3,297 | $4,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.