Don't miss your opportunity to own one rare vacant DIRECT RIVERFRONT Lot in Saint Johns County with approved DOCK PERMIT! Owner financing possible with 20% down at 9% with negotiable amortization. Build your dream home on this HIGH and dry, CLEARED and BULKHEADED lot with approximately 53ft of RIVER frontage and 150' deep. Lot is in Zone X which means flood insurance would not be required by lenders after you build. This lot previously had a home on it, so it has IMPACT FEE CREDITS already covered/paid for up to an 1800 sq ft home which is WORTH $15, 955. From your back porch you can enjoy gorgeous sun sets and the quiet serenity of the Saint Johns River all in a tranquil country setting conveniently located close to World Golf Village and St. Augustine Beach. The public boat ramp at Riverdale Park is just minutes away with easy access to river recreation. Launch your boat, canoe, or kayak and soak in the sun and relaxation that the St. Johns River provides! Parcel ID is 017600-0000. Please NOTE, photos are of three separate lots that are all side by side. Two of the lots have been sold. The remaining lot is the southernmost of the three. If you visit the property, you will see my "for sale" sign in front of this lot. Owner has permit for culvert but has not installed yet. The assigned postal address may be different than 13609.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,713 | $1,648 | $2,091 |
Total Monthly Payment | $1,788 | $1,723 | $2,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.