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10674 Lake Seminole TERRACE, Seminole, FL, 33772 | $750,000
High & Dry—NOT IN A FLOOD ZONE! Above average 4br 2-story home situated in a cozy private gated community just steps from access to Lake Seminole. This home qualifies for many insurance deductions to keep premiums very affordable—recently renewed policy premium of just $1, 555 for 2024/25. Home purchase also includes a new 5-year Ultimate Choice Home Warranty. MAKE AN OFFER! This less than 10 years old Baypoint Model by Domain Homes has high ceilings throughout with a downstairs master suite featuring a large Garden soaking tub, walk-in shower, double vanity, Silestone counter tops, large walk-in closet and private commode. The large Chef’s eat-in kitchen is the central hub of this home—complete with granite countertops, hardwood cabinets, upgraded stainless appliances, kitchen island, pantry and architectural arches overlooking an inviting great room. Great room sliders open up to a cozy back porch and large picturesque yard—perfect for entertaining and hosting barbecues with family & friends. The deep backyard can easily accommodate a free-form pool with large lanai/pool deck. Upstairs includes 3 full bedrooms, full bathroom plus a smaller bonus room perfect for use as a den or office and a spacious laundry room. Closets are large, lighted with a/c vents in each. Zoned a/c system allows separate control of upstairs & downstairs temperatures. Additional features include ADT wireless alarm system (including key fob), Ring doorbell camera, hurricane shutters, remote control ceiling fans, overhead storage system (SafeRacks) in the garage, automated irrigation system (sensor capable), tropical landscape, 6ft vinyl fencing. The Enclave is a deed-restricted 15 home gated community with its own private access - launch your kayak & fishing dock on Lake Seminole. $175 monthly HOA fee covers ground maintenance around the entrance & gates, private road, common areas and the fishing dock. Annual rentals and 2 dogs (no weight restrictions) permitted. Conveniently located just minutes from the new Seminole City Center, K-12 schools & St. Petersburg College, city recreation center, post office, movie theater, restaurants. Beautiful gulf beaches are only 10 minutes away and just 25 minutes to Tampa International Airport. Free membership to the Seminole City Recreation Center (113th St. ) with large public swimming pool, lots of classes, pickleball, and gym. Close before Dec. 31st, 2024 and qualify for homestead exemption for 2025! Hurry - call now to see this turn-key, move-in ready home today!
Features
- Amenities: Gated
- Rooms: 3
- Bedrooms: 4
- Baths: 2 full / 1 half
- Lot Size: 55 x 134
- Laundry: Inside, Laundry Room
- Year Built: 2015
- Garage: 2-car
- Heating: Central
- Cooling: Central Air, Zoned
- Approx Sq. Feet: 2,470
- Acreage: 0.16
- Lot Size: 55 x 134
- Est. Taxes: $4,794
- HOA Fee: $175 Monthly
- Lot Desc: City Lot, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Sidewalk, Street Dead-End
- View: Garden
- Elem. School: Seminole Elementary-PN
- Middle School: Osceola Middle-PN
- High School: Seminole High-PN
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
- MLS#: TB8308728
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8308728/10674lakeseminoleterrace_seminole_fl?source=qrflyer
Listing courtesy of REALTY CONCEPTS OF PINELLAS Phone: 727-804-5104
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10674 Lake Seminole TERRACE, Seminole, FL, 33772
$750,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.125% | 4990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
| Monthly Tax Payment | $400 | $400 | $400 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,743 | $3,646 | $2,495,000 |
| Total Monthly Payment | $4,235 | $4,138 | $2,495,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388