On a large (almost half acre) beautiful lot in a quiet, secluded neighborhood is this very special four bedroom home, lovingly cared for by one couple for 33 years. Although quiet and secluded, this location is just minutes away from everything you need – shopping, dining, medical, schools and major highways. Over the years a large addition was made (den, fourth bedroom & office/flex room) and many updates done. The HVAC system is just 3. 5 years old, the whole house has new water proof laminate flooring, all kitchen appliances are new stainless steel, and bathrooms have been updated. The large level backyard is fenced and sunny, a great place for your garden to grow and pets and people alike to enjoy. A large storage building in the back yard will hold yard equipment, bicycles and toys. Back inside, family and guests can enjoy the wide open space spanning the living room, the kitchen/dining area, and the den. The fourth bedroom, located at the back of the house, has an adjoining flex room with its own door to the backyard. This could be a great space for a young adult family member who is still living at home. Don’t miss you chance to come see this lovely home while it is available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,462 |
Total Monthly Payment | $2,098 | $2,096 | $2,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.