Imagine waking up to the gentle sounds of waves and the soft ocean breeze in your own coastal dream retreat, nestled in the heart of Misquamicut on the highly desirable Weekapaug side. This charming home is set along a peaceful offshoot of the Weekapaug Breachway, where a calm and protected waterway opens to a shimmering pond and the endless ocean beyond. Step out your back door and into your private blue lagoon paradise. Launch your paddle boards, kayaks, or hop in your boat to explore pristine sandbars or glide through the crystal-clear waters of the breachway and ocean. This coastal gem perfectly balances luxury and tranquility, offering the ideal backdrop for a lifetime of unforgettable memories. Your Seaside Sanctuary Awaits Four Spacious Bedrooms: Ample room for family and guests. Exclusive Ocean Beach Access: Enjoy your own stretch of sandy shoreline, just moments from your door. Charming Outbuilding: Ideal for a cozy studio, creative workshop, or a private retreat after a day by the water. Refreshing Outdoor Shower: Wash away the day's adventures with ease and comfort. Modern Comforts: Equipped with mini-split A/C, heating, updated plumbing, replacement windows, and a picturesque farmer's porch perfect for relaxing or entertaining. Move-in ready and waiting for your beach blankets, paddle boards, and kayaks-this is your invitation to embrace the ultimate coastal lifestyle. Schedule your tour today and begin living your dream by the water!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,480,000 | $1,480,000 | $1,480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.987% | 6.234% | 5.805% |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,288 | $8,993 | $12,191 |
Total Monthly Payment | $8,844 | $9,549 | $12,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.